Welcome to
Realm Property Finance
Our mission is to make your mortgage journey as smooth and as seamless
as possible from start to finish.
At Realm Property Finance, we pride ourselves in providing stress-free mortgage solutions for our clients.
Our mission is to make your mortgage journey as smooth as possible.
Whether you are a first-time buyer, a seasoned homeowner, or a property investor, Realm have got you covered.
Why Choose Us?
Our clients are at the heart of everything we do. We listen, understand and tailor our services to meet your individual needs. It is more than a one-off transaction to us - we are here to provide a service to you for as long as you have a mortgage. With over eight years’ of experience in mortgages and thirteen years in the banking world, our team of experts have unrivalled specialist industry knowledge.
We will guide you through the entire process, from the initial consultation right through to completion. Our goal is to secure the most competitive rates available for you using our knowledge and expertise. We have access to the whole mortgage market, so no matter how unique your circumstances are, there’s always a solution.
What Is a Mortgage Broker?
A mortgage broker is a specialist adviser who helps their clients to find the right mortgage deal to suit their needs. Mortgage brokers have the knowledge to be able to recommend products available with the most suitable lender no matter how complex or unique your circumstances are. Mortgage brokers provide tailored advice and will often be able to present you with several mortgage options. If you choose REALM, be assured your mortgage broker will handle everything for you from the moment you make your application right up to completion of your new property or refinance.
Mortgage brokers act as an intermediary for multiple lenders and whilst the lender sells the mortgage to you, your mortgage broker arranges everything with them so that you don’t have to.
Mortgage brokers are required to be registered with and regulated by the Financial Conduct Authority and must have specific qualifications to be able to provide mortgage advice.
A good mortgage broker will carry out a thorough initial consultation with you to determine your exact needs so that they can approach the most appropriate lenders straight away. A mortgage broker will need to carry out certain checks to progress your application, this will include income/expenditure checks, and a credit profile review. Upon reviewing these key elements in combination with taking your requirements into account, your mortgage broker should know exactly which lenders to approach from the outset.
Getting it right the first time.
Benefits of using a Mortgage Broker
Using a mortgage broker can provide significant benefits, especially for those navigating the complex world of home financing. Mortgage brokers have access to a wide range of lenders, including banks, building societies, and specialist lenders, which means they can offer clients a variety of mortgage products tailored to their unique financial situation.
A mortgage broker becomes particularly helpful as they have extensive knowledge of which lenders have an appetite for certain types of transactions based on your circumstances. This access to a wider range of options increases the likelihood of finding a more competitive interest rate or a deal that better suits an individual’s needs.
Additionally, brokers are well-versed in the intricacies of the mortgage market, which can save borrowers time and effort by narrowing down the choices and helping them avoid potentially unsuitable products.
A mortgage broker can also help you to purchase or re-mortgage a property more quickly. Reputable mortgage brokers will work as quickly as you need them to in order to secure the best rate and obtain your mortgage offer as soon as you are ready.
Another key advantage of using a mortgage broker is the expert guidance they provide throughout the application process. They can help you understand the different types of mortgages available, whether you are a first-time buyer, looking to re-mortgage, or seeking a buy-to-let property.
Mortgage brokers can also assist with the paperwork, ensuring that all necessary documents are in order and submitted correctly, which reduces the likelihood of delays or complications. Furthermore, if you are facing credit challenges or have a complex financial situation, a mortgage broker's expertise in finding lenders willing to work with non-standard applications can be invaluable. Overall, their support simplifies the process, helping borrowers secure the best possible deal with confidence.
Speedy Service
& Saving You Money
Taking the stress away
The whole process can be very stressful as clients are usually emotionally invested in the transaction. Mortgage brokers are there to relieve some of that stress by managing all of the paperwork and hassle throughout the process. All mortgage brokers have a direct contact with each lender and if any issues crop up, they are able to speak to them directly to resolve things quickly. At REALM, our mortgage brokers will even liaise with your solicitors right through to completion so that you don’t have to. Your mortgage broker also has a duty of care to make sure that they are providing you with appropriate advice and recommending the most suitable products.
A Message From Rebecca
With 8 years’ of experience in the mortgage industry, I founded REALM as I really feel that whilst going through what can be a potentially stressful time, I can provide clients with a personalised service that eases some of that pressure. I’m one of those lucky people that can genuinely say that I love my job!
Too many clients are inadequately advised about their mortgage during one of the biggest life events they will ever experience: either through lack of communication, expensive fees and sometimes even incorrect advice.
This is where I step in and do what I do best: take away as much of the stress as possible by guiding you through the process step by step and ultimately, finding you the most competitive mortgage interest rate possible, based on your individual circumstances. Everyone’s financial journey is unique, and I am here to make it smooth and enjoyable.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee could be up to 1% of the loan amount but a typical fee is £495.
Contact Us
Ready to secure your dream home?
Contact us today for a free, no-obligation personalised mortgage quote. We are here to make your mortgage journey stress-free!
